Resources For You


FTC Annual Credit Report Request Form

You are entitled to receive a free copy of your credit report every year.

While you can order reports from a single address using this FTC model form, many requests are rejected due to address discrepancies. You will likely have more success obtaining your reports using these credit report request letters below.

Credit Report Request Letters

You have the right to order your report directly from credit reporting agencies.

Use these letters to order your credit report directly from the big four credit reporting agencies. Be sure to include the identification docum

Background Check Request Letters

Find out what is in your background check before you apply for a job.

This document contains numerous report requests for you to look at and use.

Employment File Request Letter

The Bullard Plawecki Employee Right to Know Act entitles you to a copy of your employment record.

Use this document to request a copy of your employment file from your employer or prospective employer.

Your Telephone Log

Use this form to document the times of all calls you have received from those that are harassing you.

This PDF provides the instructions and room to record unwanted calls.

Auto Finance Fraud


In this important educational series, Michigan consumer law attorney Ian Lyngklip of Lyngklip & Associates discusses important considerations regarding Automobile Finance Fraud.

Credit Errors


In this important educational series, Michigan consumer law attorney Ian Lyngklip of Lyngklip & Associates discusses important considerations regarding Credit Errors.

Background Checks


In this important educational series, Michigan consumer law attorney Ian Lyngklip of Lyngklip & Associates discusses important considerations regarding Background Checks.

Robo Calls & Auto-Dialers


In this important educational series, Michigan consumer law attorney Ian Lyngklip of Lyngklip & Associates discusses important considerations regarding Robo Calls and Auto-Dialers.

Debt Collection


In this important, five-part series, The National Association of Consumer Advocates discusses what to take into consideration in regards to Debt Collection.